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When Does Selling Below Market Value Make Sense?

Short answer: Selling below market value can make sense when speed, certainty, or complexity matter more than achieving the highest possible price. This route is often considered when time pressure, property condition, or legal factors limit open-market options.

Why some sellers choose this route

Not every property sale is about maximising price. In certain situations, sellers prioritise a clear and predictable outcome over prolonged marketing.

This approach is often considered when:


  • time constraints make waiting impractical
  • the property requires work that limits buyer demand
  • personal or legal circumstances create complexity
  • certainty matters more than optimisation
     

Selling below market value is a trade-off, not a shortcut

How pricing is assessed in practice

Investor pricing typically considers multiple factors, not just asking price.

These usually include:


  • recent comparable sales
  • property condition and required works
  • holding and funding costs
  • resale or rental assumptions
  • a margin to account for risk
     

The final decision always remains with the seller.

Who this approach suits (and who it doesn’t)

This approach often suits:


  • sellers facing time pressure
  • owners of properties needing work
  • probate or portfolio exit situations
     

This approach does not suit:


  • sellers seeking maximum open-market value
  • those happy to wait for competitive bidding
     

Understanding this distinction avoids frustration.

If this approach aligns with your situation, you can explore your options here.

Explore the seller route

Important Notice

Please note: This is information - not financial advice or recommendation.

The content and materials we produce here are for your information and education only and are not intended to address your particular personal requirements. The information does not constitute financial advice or recommendation and should not be considered as such. Black Cat is not regulated by the Financial Conduct Authority (FCA), it's director(s) are not financial advisors and it is therefore not authorised to offer financial advice. We strongly advise you to seek the advice of an independent financial advisor or advisors before making any such decisions.

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